Terms of Service
Transparent terms governing your use of our services.Last updated: April 2026
Acceptance of Terms
By accessing and using the Life Planners website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our services. We reserve the right to modify these terms at any time, and your continued use constitutes acceptance of such modifications.
Our Services
Life Planners provides financial, insurance, and estate planning services across the United States. Our services include retirement planning, insurance solutions, estate planning, and tax-advantaged strategies. All financial products are subject to availability and regulatory approval.
User Conduct
You agree to use our services only for lawful purposes and in accordance with these Terms. You may not use our services to transmit false or misleading information, infringe upon intellectual property rights, attempt unauthorized access to our systems, harass or harm other users, or engage in any fraudulent activities. We reserve the right to terminate access for users who violate these guidelines.
Limitation of Liability
While we strive to provide accurate financial information, Life Planners is not liable for inaccuracies in third-party data, market fluctuations affecting investment values, delays or interruptions in service, or losses arising from financial decisions. Our maximum liability is limited to the fees paid for our services. We recommend independent verification of all financial details and consultation with licensed professionals.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Life Planners or its content suppliers and is protected by United States copyright laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
SMS Messaging Services
Life Planners may send SMS messages for the following purposes: appointment reminders and confirmations, account alerts and service notifications, and marketing or promotional messages (only with your separate opt-in consent). Message frequency may vary. Message and Data rates may apply. To opt out of SMS messages, reply STOP to any message you receive from us. For help or support, reply HELP to any message or email us at [email protected]. Carriers are not liable for delayed or undelivered messages. For full details on how we handle your mobile information, please review our Privacy Policy at privacy.yourlifeplanners.com.
Age Requirement
You must be at least 18 years of age to use our services, including SMS messaging services. By using our website and providing your phone number, you confirm that you are 18 years of age or older. We do not knowingly collect personal information from individuals under 18 years of age.
Dispute Resolution
Any disputes arising from these Terms or your use of our services shall be governed by the laws of the State of Arizona, United States. We encourage resolution through direct communication first. If unresolved, disputes may be submitted to mediation or arbitration before pursuing legal action. The federal and state courts located in the State of Arizona shall have exclusive jurisdiction.